ANALISIS PENGARUH CAR, NPL DAN LDR TERHADAP PROFITABILITAS (ROA) PADA PERUSAHAAN PERBANKAN (STUDI PADA BANK BUMN DI INDONESIA YANG TERDAFTAR DI BEI TAHUN 2012-2016)

Pita Asuti, 1414.1111.604, Analysis influence of Capital Adequacy Ratio (CAR), Non Performig Loan (NPL), and Loan to Deposit Ratio (LDR) in Banking Companies in Indonesia on 2012-2016 (Study Case: PT Bank Mandiri, Tbk, PT Bank Negara Indonesia, Tbk, PT Bank Rakyat Indonesia, Tbk, and PT Bank Tabungan Negara, Tbk.) 176 pages, 43 tables, 9 pictures, 6 attachments, Jakarta 2018.
This research discussed about influence of Capital Adequacy Ratio (CAR), Non Performig Loan (NPL), and Loan to Deposit Ratio (LDR) in Banking Companies in Indonesia on 2012-2016. The purpose of this research is find out the influence of company performance, particularly the financial performance referred to banking ratio, which is Capital Adequacy Ratio (CAR), Non Performig Loan (NPL), and Loan to Deposit Ratio (LDR) toward the Return On Assets.
F-test earned value amount 101,670 with level of significant 0,000 < 0,05 at PT. Bank Mandiri, Tbk. At PT Bank Negara Indonesia, Tbk 1,895 with level of significant 0,171 > 0,05. At PT Bank Rakyat Indonesia, Tbk 15,899 with level of significant 0,000 < 0,05. And at PT Bank Tabungan Negara, Tbk values amount 1,877 with level of significant 0,174 > 0,05.
At PT. Bank Mandiri, Tbk, the coefficient of determination = 94,1%. At PT Bank Negara Indonesia, Tbk, the coefficient of determination = 12,4%. At PT Bank Rakyat Indonesia, Tbk, the coefficient of determination = 70,2%. Whereas, the coefficient of determination = 12,2% at PT Bank Tabungan Negara, Tbk.
Reference: 11 books, 5 journals, 6 websites. Research Advisor: Mulyono, Arifin Nugroho.
Keywords: Capital Adequacy Ratio (CAR), Non Performig Loan (NPL), and Loan to Deposit Ratio (LDR) toward the Return On Assets