ANALISIS PERBANDINGAN RASIO LIKUIDITAS, PROFITABILITAS, DAN SOLVABILITAS KINERJA KEUANGAN BANK YANG MELAKUKAN MERGER (STUDI KASUS : PADA PT. BANK OCBC NISP, Tbk DAN PT. BANK OCBC INDONESIA SEBELUM DAN SESUDAH MERGER PERIODE 2008-2013)

Sofi Ananda Ulfa, 1313.1111.489, Comparative Analysis of Liquidity, Profitability, and Solvency Ratios of Financial Performance At Companies Doing The Merger (Study Case : At PT Bank OCBC NISP, Tbk and PT Bank OCBC Indonesia Before and After Merger Period 2008-2013). The purpose of this research is find out the difference financial performance at PT Bank OCBC NISP before and after doing the merger compare with PT Bank OCBC Indonesia. Ratio comparative analysis is using a few financial ratios; Loan to Deposit Ratio, Return On Assets, Return On Equity, Capital Adequacy Ratio. PT Bank OCBC NISP, Tbk, 2017. This research used secondary data, the financial statement 2008 – 2013 period is processed until became the financial ratio. Base on the result of this research, the writer concluded that there is no difference on the financial performance at PT Bank OCBC NISP observed by ROA, it tended stable before and after doing the merger. While ROE sustained the decrease both before and after doing the merger. However, there is a difference used LDR and CAR, where LDR and CAR values sustained increase after doing the merger.
Reference : 27 books, 3 journals, 3 websites. Research Advisor : Bambang Sri Mulyadi, Zurlina Lubis.
Keywords : LDR, ROA, ROE, CAR, Merger.